Falcon & Pointer offer a professional claims management service for the recovery of bank charges and miss-sold payment protection insurance (PPI).
Our experienced claims management team thoroughly understand the processes for the recovery of charges imposed on people, and are well equipped to deal with the ever-changing tactics used by the banks.

On the 27th July 2007 the OFT (Office of Fair Trading) started High Court proceedings after seven high street banks and one building society agreed to a test case to ultimately settle the issue on whether bank charges on unauthorised overdrafts are fair. The case is expected to start on the 14 Jan 08, subject to confirmation from the High Court, and will last eight to ten days.

The test case will involve Abbey National, Barclays, Clydesdale, the HBOS group (which includes Halifax, HSBC and Lloyds TSB) and the Royal Bank of Scotland Group (which includes NatWest and Nationwide Building Society). Together these banks account for around 90 per cent of the current account market in the UK.
The test case relates solely to current account charges. Claims for charges on credit and store cards remain unaffected.

You have nothing to lose with our NO WIN - NO FEE service.

How will this effect you?

If we are already dealing with a claim relating to bank account charges on your behalf, then it is likely that your claim will be suspended by the courts pending the outcome of the test case. Whilst this is unfortunate – especially if you were expecting to receive some money quite soon, it is not necessarily all doom and gloom. Whilst we can not guarantee the outcome of the test case, we are highly confident that the high court will rule in favour of the consumer, as the banks will have a very difficult time justifying their charges. If and when the high court rules in favour of the consumer, then you will be firs in line for a payout, which will include interest that is being added to your claim at a daily rate.

Are we taking on new customers?

YES! We are taking on new claims just as before, and advising anyone thinking of making a claim not to delay. We can claim back 6 years worth of bank charges on your behalf, so to wait until the outcome of the test case could be detrimental to your claim, in that you could potentially exclude yourself from reclaiming months worth of charges. Once we process your claim, a stake is driven into the ground on the date that your claim starts, and the length of the test case will then not effect the date from which you can claim back to, and you will join the queue for a speedy pay out if the court decides to rule in favour of the consumer.

You have nothing to lose with our NO WIN - NO FEE service.

To begin the claim procedure call us now on 0800 002 5185

Falcon & Pointer Ltd are authorised and regulated by the Ministry of Justice in respect of
regulated claims management activities. Authorisation Number: CRM4027

You can search for businesses authorised by the Ministry of Justice by using the following link.
http://www.claimsregulation.gov.uk/search.aspx